Why should I buy Travel Insurance Policy?
Travel insurance, also known as travellers insurance is the best way to protect your financial loss from the unexpected. Traveling is an exciting experience, and anything can happen while you are away from home. Moreover, certain countries will require that you have proof of sufficient travel insurance as a condition of entry or of granting a visa.
Specific coverage and benefits differ but most comprehensive travel insurance policy usually offers benefits including trip cancellation, flight cancellation, baggage delay, loss of baggage , trip interruption, travel accident, medical benefits and emergency medical evacuation, loss of passport and travel documents, kidnap/ransom requests and many other travel-related events and expenses.
A leisure or a business trip, wherever your travels take you we offer coverage to protect your international trips with our globally accepted and affordable travel insurance policies.
What is covered?
Our easy travel insurance provide you with wide options of coverage to cover you adequately. These affordable travel insurance plans were designed to protect you from financial losses should something bad happen before or during your trip, thus making us your most preferred travel insurance partner.
| S.no. | Covers | Executive | Classic |
| 1 | Accidental Death and Permanent Disablement (Adults Below 70 years) | ||
| 2 | Double Indemnity in Public Transport (Adults Below 70 years) | ||
| 3 | Medical Expenses (Overseas) (Adults Below 70 years) | ||
| 4 | Medical Expenses (follow-up treatment in Singapore) (Adults Below 70 years) | ||
| 5 | Traditional Chinese Medical Expenses | ||
| 6 | Overseas Hospital Confinement Benefit | ||
| 7 | Alternative Employee's Expenses (Business Trip Only) | ||
| 8 | Emergency Medical Evacuation | ||
| 9 | Repatriation to Singapore | ||
| 10 | Repatriation of Mortal Remains | ||
| 11 | Compassionate Visit | ||
| 12 | Child Protection | ||
| 13 | Baggage & Personal Effects (Limit 500 per article, paid or set and 1,000 for one unit laptop) | ||
| 14 | Loss of Travel Document and Passport | ||
| 15 | Baggage Delay (Every 6 hours delay) | ||
| 16 | Travel Delay (Every 6 hours delay) | ||
| 17 | Missed Connection/Overbooked Flight (Every 6 hours) | ||
| 18 | Closure of Transportation Terminal (Every 6 hours) | ||
| 19 | Personal Money | ||
| 20 | Loss of Deposits/Cancellation Charges/Trip Curtailment | ||
| 21 | Hijack of Public Conveyance (Exceeding 12 consecutive hours) | ||
| 22 | Kidnap and/or Hostage Benefit (Every 6 hours) | ||
| 23 | Rental Vehicle Excess | ||
| 24 | Personal Liability | ||
| 25 | Legal Expenses for Wrongful Arrest/Detention | ||
| 26 | Home Contents | ||
| 27 | Terrorism (Excluding biological, chemical and nuclear means) Applicable to item 1 to 7. |
Is DORSCON Red/Pandemic/MFA Travel advisory covered?
NO
Am I Eligible?
Insured Persons must be ordinary residing in Singapore who are Singaporeans, Permanent Residents or Foreigners with valid Employment Pass, Work Permit, Dependent Pass, Student Pass or Long Term Social Visit Pass. Application for Child below the age of 16 to be covered under an individual plan must be made in the name of the parent or guardian.
We have different cheap and affordable plans for Adult, Child or Senior travelers
A. Single Trip Or Annual Coverage
B. Individual plan Or Family plan
Single Trip
A short term policy covering a specific trip, usually commencing from and returning to Singapore.
Annual Cover
A policy issued for a one-year period covering trips commencing from and returning to Singapore, undertaken by the insured person(s) during the policy year, subject to its terms and conditions.
Individual Plan
A policy covering the policyholder or any other individual person.
Family Plan
A policy covering the policyholder and his immediate family. A cap may be imposed on the number of insured persons under a Family Plan policy.
Who can be covered under a Family Plan?
Single Trip Plan - Any 1 or 2 adults travelling with any number of children can apply. The 2 adults need not be related but the children must be the legal child or ward (in the case of a guardian), grandchild, brother, sister, nephew, niece or cousin of either of the adults.
Annual Multi-Trip Plan - For insured, spouse and their dependent children. Trip undertaken by the insured child must be made together with at least 1 insured adult under this plan.
Child - Child insured under a family plan refers to dependent children below the age of 21 years old who are not married nor in employment throughout the policy period. For those in full-time tertiary institutions, the age limit will be extended to their 25th birthday. Age refers to age next birthday.
How much should I cover for?
We have the following options for you to choose from:
| Individual | Sum Insured |
|---|---|
| Classic | S$ 100,000 |
| Executive | S$ 200,000 |
| Family | Sum Insured |
|---|---|
| Classic | S$ 250,000 |
| Executive | S$ 500,000 |
What is NOT covered?
Any consequence of declared or undeclared war or any act thereof, invasion or civil war.
Intentional self-inflicted injury or suicide (whether felonious or not) or any attempt thereat, whether sane or insane.
Childbirth, pregnancy, miscarriage, abortion and all complications in connection therewith notwithstanding that such event may have been accelerated or induced by an accident.
Intoxication by alcohol, narcotics or drugs and treatment in connection with addiction to drugs or alcohol.
Claims in respect of any property more specifically insured or any claim which but for the existence of this Policy would be recoverable under any other private or Government insurance policy, fund or scheme.
Claims directly or indirectly occasioned by, happening through or in consequence of nuclear fission, nuclear fusion or radioactive contamination.
The Insured person taking part in racing, motor sports, mountaineering, ice-hockey and such other winter sports, under water activities, activities involving the Insured person being an air-borne (whether suspended or not) other than as a passenger in a duly licensed aircraft.
Travel on unscheduled flights.
How much do I have to pay?
Price varies based on how much coverage you’re looking for, and the reasons you’d like to insure your trip. We charge a reasonable premium, depending on the selection of plan as mentioned above. It will take only 30 seconds for you to calculate your own premium, please click below we are almost there
How to claim?
Please do not worry, follow these simple steps:
Download the claim form from the next tab
Kindly duly fill it and mail it to ID: pncclaim@iii.com.sg along with scan of the original documents mentioned in the claim form.
Still have queries?
We are happy to resolve your queries. Kindly write to us
pncuw@iii.com.sg, OR
Click below to submit your query
Important Note
1. No coverage for Novel Coronavirus (Covid-19) related Alert:
Dear Customer, please take note that Annual Policy or Single trip coverage purchased or travel dates from 21st Jan 2020 (known event) are automatically not covered to all countries. This suspension of coverage will be updated according to development COVID-19.
Please refer to Singapore Ministry of Foreign Affairs (MFA) or World Health Organization (WHO) for latest updates.
2. New travel cover to Hong Kong stands suspended with reference to the last advisory note at https://www.mfa.gov.sg/Countries-Regions/H/Hong-Kong/Travel-Page
Disclaimer: For detailed information, please refer to our policy wordings